# Read the amount borrowed, interest rate and loan duration from the user.
amount = float(input("Enter the loan amount: "))
rate = float(input("Enter the interest rate (5 for 5%): "))
years = float(input("Enter the loan duration in years: "))

# Convert the rate from annual to per payment period
rate = rate / 100 / 12
num_payments = years * 12

# Compute the payment amount.
payment = (rate * amount) / (1 - (1 + rate) ** -num_payments)

# Compute the cost of borrowing.
cost_of_borrowing = payment * num_payments - amount

# Display the results.
print("The loan payment amount per month is", payment)
print("The total cost of borrowing is", cost_of_borrowing)